Accounting needs range from a yearly tax return to full-service bookkeeping. This guide helps your area individuals and small businesses compare preparers, CPAs and bookkeepers.
Typical accounting costs
National ballpark ranges for planning only — not quotes. What you pay depends on scope, materials, access and your local market, so always compare written estimates.
| Service | Typical range |
|---|---|
| Individual tax return | $200 – $600+ |
| Small business tax return | $500 – $2,500 |
| Monthly bookkeeping (small business) | $300 – $2,000 |
| Payroll service (monthly) | $50 – $300 |
| CPA advisory (hourly) | $150 – $400 |
How to hire the right accountant
- Decide what you need: tax prep, bookkeeping, payroll, advisory or all of the above.
- Compare credentials: CPA, enrolled agent (EA), bookkeeper or preparer.
- Ask for a written engagement letter with scope and pricing.
- Confirm they are comfortable with your situation (self-employment, multi-state, rental property).
- Keep organized records and ask about their document process.
Questions to ask before you hire
- What credentials do you hold?
- Will you sign the return with your PTIN?
- What software do you use and how will I share documents?
- How do you charge: flat fee, hourly or monthly?
- Who represents me if I'm audited?
Red flags to watch for
- Preparers who won't sign the return.
- Promises of unusually large refunds.
- Fees based on a percentage of the refund.
- No engagement letter.
Licensing and verification
CPAs are licensed by state boards of accountancy; enrolled agents are federally licensed by the IRS; paid preparers need a PTIN. Verify with your state's board of accountancy or the IRS directory.
When to schedule
Start tax preparation early and avoid the rush near the filing deadline. For bookkeeping, set up monthly routines from day one.
Frequently asked questions
What's the difference between a CPA and an enrolled agent?
How much should bookkeeping cost?
What should I bring to my tax appointment?
Accounting by city
Local notes for 155 cities — licensing bodies, climate and seasonal timing.
Other guides
AllCityPros is an independent information resource. We do not endorse, rate or vouch for any specific business, and nothing here is professional advice. Cost ranges are national ballparks and are not quotes. Always verify licences, insurance and references yourself.